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1. UPI (Unified Payments Interface)
UPI is listed as an option for Indian users and can be used through apps such as Google Pay, PhonePe and Paytm. The current page describes UPI deposits as instant.
Instant
99Exch Payment Methods - Deposits, Withdrawals & Wallet Guide
99Exch offers several ways to add and withdraw funds, giving users the flexibility to choose a payment option that suits their location and preferences. The current page supports methods such as UPI, NetBanking, debit and credit cards, e-wallets and cryptocurrency.
The payment system is presented as being protected through encryption, fraud-prevention controls and compliance with the platform’s Curacao gaming licence. These measures are intended to help protect personal and transaction information during deposits and withdrawals.
Whether you are making a UPI deposit, transferring money through a bank, using a card or choosing cryptocurrency, the aim is to keep the process clear, secure and easy to follow.
Why Payment Security Matters at 99Exch
Whenever money is being deposited or withdrawn, users need confidence that their payment information is being handled carefully. 99Exch states that transactions are processed through encrypted payment gateways designed to meet recognised security standards, including SSL and PCI DSS.
The current payment-security approach includes several layers of protection:
Encrypted Payment Data
Payment information is encrypted to reduce the risk of unauthorised access during a transaction.
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Transaction Monitoring
Transactions are monitored in real time to help identify activity that may appear unusual or suspicious.
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KYC Before Withdrawal
The current page states that KYC verification is required before withdrawals so funds can be sent to the correct account holder.
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Verified Payment Providers
99Exch states that it works with established banks, wallet services and cryptocurrency processors when handling payments.
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This security process applies whether a user is making a ₹500 UPI deposit or withdrawing a larger amount through another supported payment method.
Supported Payment Options
99Exchange currently lists a mix of payment methods for users in India and other supported locations. Availability can vary depending on the user’s country, payment provider and local rules.
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2. NetBanking
Users can make direct bank transfers through supported Indian banks. The current page also states that NetBanking uses two-factor authentication for added protection.
2FA Protected
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3. Debit & Credit Cards
Visa and MasterCard are listed for deposits and withdrawals. Deposit processing is currently described as instant.
Visa & MasterCard
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4. E-Wallets
The page currently lists Skrill, Neteller and AstroPay as e-wallet options for faster cross-border payments.
E-Wallets
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5. Cryptocurrency
99Exchange currently states that Bitcoin (BTC), Ethereum (ETH) and Tether (USDT) are accepted for cryptocurrency payments and withdrawals.
BTC
ETH
USDT
Note: Payment-method availability may differ depending on your country and local regulations.
How to Deposit Funds
Adding money to a 99Exch account is designed to be a straightforward process across the supported payment options. The current page lists UPI, NetBanking, cards, e-wallets and cryptocurrency as available methods.
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Step 1 - Log In
Sign in to your 99Exch account.
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Step 2 - Open the Deposit Section
Go to the Deposit area from your account dashboard.
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Step 3 - Choose a Payment Method
Select the payment option you want to use from the methods currently available to your account.
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Step 4 - Enter the Deposit Amount
Add the amount you want to deposit and review the details before continuing.
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Step 5 - Complete the Payment
Follow the instructions shown by the payment gateway or provider to finish the transaction.
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Step 6 - Wait for Confirmation
The current page states that UPI and wallet deposits usually appear instantly, while other methods may take a few minutes.
Minimum Deposit: ₹500 (or the equivalent in your local currency).
Processing Time: Instant for most methods; cryptocurrency deposits may take longer depending on blockchain confirmation speed.
How to Withdraw Funds
The withdrawal process is intended to be as clear as the deposit process. The current page states that withdrawals are handled through the available wallet/payment options and processed in line with the platform’s Curacao licensing standards.
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Step 1 - Log In
Sign in to your 99Exchange account.
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Step 2 - Open Withdraw
Go to the Withdraw section in your wallet dashboard.
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Step 3 - Select a Withdrawal Method
Choose from the withdrawal methods currently listed, such as UPI, bank transfer, e-wallet or cryptocurrency.
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Step 4 - Enter the Amount
Enter the amount you want to withdraw and review your payment details carefully.
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Step 5 - Confirm the Request
Submit the withdrawal request. The current page states that KYC verification must be completed if it has not already been done.
Current Processing Times
UPI & E-Wallets: Within 24 hours.
Bank Transfers: 1–3 business days.
Cryptocurrency: Within 1–2 hours, depending on blockchain congestion.
Tip: Check your payment details carefully before confirming a withdrawal to reduce avoidable delays.
Secure Wallet Management
The 99Exch wallet brings deposits, withdrawals and account-related fund activity into one place. The current page describes the wallet as being protected through bank-grade encryption and designed to give users a clear view of their money and transaction activity.
WALLET
Unified Balance View
See cash, bonus funds and supported cryptocurrency balances from one wallet view.
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CURRENCY
Multi-Currency Support
The current page states that users can work with INR, USD and supported cryptocurrencies such as BTC, ETH and USDT.
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HISTORY
Detailed Transaction History
Review deposits, withdrawals and wagers from the transaction-history area.
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SECURITY
Two-Factor Authentication (2FA)
The current page states that 2FA can be used to add another layer of account protection.
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Together, these wallet features are designed to help users keep track of funds and payment activity from one place.
Currency & Processing Times Table
The table below summarises the currencies, deposit times, withdrawal times and availability currently stated for each payment method on 99Exchange.
| Payment Method | Supported Currencies | Deposit Time | Withdrawal Time | Availability |
|---|---|---|---|---|
| UPI | INR | Instant | Within 24 hrs | India only |
| NetBanking | INR | Instant–1 hr | 1–3 business days | India only |
| Debit/Credit Card | INR, USD | Instant | 1–3 business days | Global |
| E-Wallets | INR, USD | Instant | Within 24 hrs | Global |
| Cryptocurrency | BTC, ETH, USDT | 10–60 mins | 1–2 hrs | Global |
Note: Processing times can vary depending on the bank, wallet provider or blockchain network.
Payment Methods FAQs
What is the minimum deposit amount on 99Exchange?
The current minimum deposit is ₹500, or the equivalent amount in your local currency.
Does 99Exchange charge deposit or withdrawal fees?
The current page states that 99Exchange does not charge its own deposit or withdrawal fee. Your bank, wallet provider or cryptocurrency network may still apply separate charges.
How long does a withdrawal take?
The current processing times are within 24 hours for UPI and e-wallets, 1–3 business days for bank transfers, and around 1–2 hours for cryptocurrency, depending on blockchain conditions.
Can I use more than one payment method?
Yes. The current page says multiple payment options can be added and used. For withdrawals, funds should be sent back to the same method used for the deposit whenever possible.
Is cryptocurrency safe to use on 99Exchange?
The current page states that cryptocurrency payments are processed through secure blockchain networks and verified wallet addresses.
Do I need to complete KYC before withdrawing?
Yes. The current page states that KYC verification is required so withdrawals can be sent to the correct account holder.