Legal Disclaimer - Know Your Rights & Responsibilities at 99Exchange

99Exchange is committed to maintaining a transparent and secure environment for users who access its online betting and live casino services. This Legal Disclaimer explains the conditions that apply when you visit, interact with, or use the 99Exch platform, including the website, mobile app, and related services.

When you use www.99exchange.exchange or the 99Exch mobile app, you acknowledge and accept the disclaimers, responsibilities, and limitations explained on this page.

The information on this page does not replace professional legal advice and should not be considered legal, financial, or other professional guidance. Before taking part in online betting or gaming, users should check the laws and regulations that apply in their location.

General Information Only

Content published on 99Exch, including website pages, in-app information, FAQs, and promotional material, is provided for general information and entertainment purposes. It should not be relied on as legal advice, financial or investment guidance, or professional counselling or consultation.

We make reasonable efforts to keep the information accurate and up to date. However, 99Exchange does not provide any express or implied warranty that all content will always be complete, reliable, accurate, or suitable for a user’s individual circumstances.

Use at Your Own Risk

Using 99Exch means accepting that online betting and casino activity involve risk. You are responsible for considering those risks and deciding whether to use the information or services available through the platform.

Any action you take through 99Exch is taken at your own discretion and risk. 99Exchange does not accept responsibility for losses, damages, or legal consequences that may result from use of the platform or from the way its content is interpreted.

No Guarantee of Winnings

99Exch provides access to real-money betting and live casino activities. However, no bet, game, or other activity on the platform guarantees a profit, return, or winning result.

All Games Involve Risk

Whether you participate in cricket betting, roulette, Teen Patti, or another activity available on 99Exchange, the outcome may be influenced by chance, skill where relevant, and changing external conditions. A winning result is never assured, and losing money is always possible.

Proceed with Caution

  • Only use money you can afford to lose.
  • Do not rely on betting as a primary source of income.
  • Set personal limits and follow responsible-gambling practices.
  • 99Exchange is not responsible for financial losses resulting from use of the platform.

Personal Responsibility

Before placing a real-money stake, users are responsible for understanding the relevant risks, odds, and possible outcomes of the game or market they choose. Participation is voluntary, and decisions made through the platform are made at the user’s own risk.

Jurisdictional Legality

99Exch states that it operates under a valid licence from Curacao eGaming. Even where the platform is licensed, the legal position for online betting and casino services can vary depending on the user’s location. Rules differ between countries and may also vary between states or regions within the same country, including India.

Licensed by Curacao

99Exchange states that it is legally registered and licensed under gaming requirements administered by the Government of Curacao. Under the current disclaimer, this licence allows the platform to provide betting and casino services in locations where those activities are legally permitted.

Local Laws Apply

99Exchange does not represent that its services are lawful in every country or region. Users are responsible for understanding the laws that apply in their location, confirming that they are permitted to use 99Exchange, and following any local betting or gambling restrictions.

India-Specific Note

99Exchange accepts users from India, but online betting laws are not uniform across all Indian states. Certain states may prohibit gambling or apply restrictions to users or operators. Users in India should therefore review the laws that apply in their own state before registering or using the platform.

No Liability for Misuse

99Exch does not accept responsibility for legal consequences arising from access to or use of the platform in a prohibited or restricted location. Users in those locations should not access or participate through the website or app.

Platform Availability

99Exch aims to keep betting, live casino, and account-management services available around the clock across supported devices. Access may still vary because of a user’s location, internet connection, device, or the legal requirements that apply in that region.

Geographic Restrictions

In locations where online betting is restricted or prohibited, access to 99Exchange may be limited or unavailable. Restrictions may result from local or national gambling laws, requirements imposed by a licensing authority, or the availability of payment and verification providers.

Device & Connectivity Factors

Platform access can also be affected by mobile-network restrictions, device compatibility, regional app availability, maintenance, server outages, or an unstable internet connection. Users should keep supported applications updated and use a secure, reliable connection where possible.

We Reserve the Right to Restrict Access

99Exchange may block, suspend, or limit access for users in prohibited locations, users suspected of fraudulent activity, or users who breach the Terms & Conditions. These measures may be taken to support compliance, user safety, and the integrity of the platform.

Responsible Usage Is Required

Users are expected to use 99Exchange responsibly, lawfully, and in an ethical manner. The platform is intended for entertainment, and any misuse of its services is prohibited.

Who Can Use 99Exchange?

Under the current policy, users must be at least 18 years old, live in a location where online betting is permitted, use the account only for themselves, complete KYC verification with valid identification, and be mentally and financially capable of participating in real-money gaming responsibly.

Misuse May Lead to Action

Creating fake or multiple accounts, using another person’s identity or banking details, encouraging underage gambling, attempting to manipulate games or platform features, or participating in fraud or money laundering may result in suspension, permanent account restrictions, or reporting to the relevant authorities.

Use With Self-Control

Users are encouraged to set reasonable limits on time and spending, avoid chasing losses, take regular breaks, and never treat gambling as a dependable way to earn an income. More detailed guidance is available on the Responsible Gambling page.

Account Responsibility

Every user is responsible for activity carried out through their 99Exchange account, for keeping login details secure, and for using the platform lawfully. Creating an account means accepting responsibility for protecting that account and the information connected to it.

Protect Your Credentials

Keep your login ID and password private, do not allow other people to use your account, use secure devices and networks where possible, and report suspicious or unauthorized activity as soon as you notice it. 99Exchange does not accept liability for losses or misuse caused by a user’s failure to protect their login credentials.

Single User - Single Account

The current policy permits one account for each user. Creating additional accounts to claim bonuses, avoid restrictions, or use alternative identities is prohibited and may result in an account ban, frozen winnings, or legal action.

Keep Your Information Accurate

Personal and financial details connected to an account must be genuine, current, and verifiable when KYC checks are required. Providing false or misleading information may lead to account closure and loss of access to funds.

Shared Devices Warning

When using a shared or public device, make sure you log out after each session. Under the current policy, the account holder remains responsible for activity carried out through the account, including situations where another person gains access without permission.

No Liability for Third-Party Links

While using 99Exch, you may be directed to external websites or services through links, buttons, or redirects. These may include payment gateways, KYC providers, game providers, or other third-party services. Such services operate independently and are not governed by 99Exchange policies.

External Services Are Not Under Our Control

Third-party services may include UPI, NetBanking or crypto payment portals, SMS or email verification providers, affiliate or bonus pages, and external helpdesk or communication tools. 99Exchange does not own or manage these independent services.

Proceed at Your Own Risk

Before sharing information or completing a transaction through an external service, review its privacy policy, terms, and security measures, and make sure the website or provider is genuine. 99Exchange states that it is not liable for fraud, data loss, delays, or other damage resulting from interactions with third-party services.

No Endorsement Implied

A link to a third-party website or service does not automatically mean that 99Exchange endorses, recommends, or has a partnership with that provider. External links may be offered for convenience, and any activity or transaction completed outside the platform is undertaken at the user’s own discretion.

Disclaimer on Software & Technical Glitches

99Exch works to provide a smooth and reliable experience across web and mobile services, but uninterrupted or error-free operation cannot be guaranteed at all times.

Technology Can Fail

Technical issues may occasionally include server maintenance or overload, delayed odds or market updates, problems with live-game visuals, interruptions to deposit or withdrawal processes, or difficulties caused by a slow or unstable internet connection.

Use the Platform With Awareness

The current disclaimer states that 99Exchange is not liable for bets affected by lag or disconnection, technical problems that influence bet outcomes or game functionality, winnings lost because of system or internet failures, or device-specific issues such as compatibility or storage limitations.

Our Commitment to Fixing Issues

If a technical problem is confirmed, affected bets may be voided or settled under the applicable platform rules, duplicate transactions may be reviewed, and technical updates may be introduced to reduce the chance of the issue recurring. Users should report problems through the official support route and include screenshots or a clear description where possible.

Compliance with Licensing Authority

The current Legal Disclaimer states that 99Exch operates under a verified licence issued by Curacao eGaming and follows requirements intended to support fairness, transparency, and user protection.

What Our Licence Means for You

According to the current policy, the licensing framework requires operational standards for betting and casino services, fair-play and software checks, controls relating to user identity and financial transactions, and clear terms and responsible-gambling measures.

Transparent & Auditable Operations

The current disclaimer also states that the operator is subject to compliance reviews, anti-fraud and anti-money-laundering controls, dispute-resolution processes, and accountability where operational requirements are breached.

Commitment to International Standards

The current page states that this licensing framework provides official oversight for 99Exch operations in locations where users are legally permitted to access the service, including users accessing the platform from India or abroad.

Policy Changes

99Exch may update, amend, or revise this Legal Disclaimer when necessary to reflect changes in law, regulatory requirements, platform operations, technology, features, or other relevant circumstances.

When May This Policy Change?

Updates may be made when laws or regulations change, when the website or app is upgraded, in response to legal interpretations or user feedback, or when platform features are introduced or modified.

How Will Changes Be Communicated?

When this disclaimer is revised, the Last Updated date should also be changed. Important updates may be highlighted on the platform, and users may also receive an email or app notification asking them to review the revised terms.

Continued Use Means Acceptance

If you continue using 99Exch after an updated disclaimer has been published, you are considered to have accepted the revised terms. Users who do not agree with an updated disclaimer should stop using the platform.

Legal Contact Information

If you have a question, concern, or need clarification about this Legal Disclaimer or another legal matter connected with your use of 99Exchange, you can contact the compliance or legal support team using the official details published by the platform.

How to Reach Us for Legal Inquiries

Email: legal@99exchange.exchange
WhatsApp / Support: Add the verified official number. Do not publish +91-XXXXXXXXXX.
Business Address: Add the verified registered or regulatory address.

For Law Enforcement or Legal Authorities

99Exchange states that it responds to legitimate requests from government agencies and legal authorities when the appropriate documentation is provided and the request follows applicable legal or due-process requirements.

Privacy & Confidentiality

Legal communications will be handled with appropriate discretion and in accordance with applicable data-protection requirements.