Legal Disclaimer – Know Your Rights & Responsibilities at 99Exchange
At 99Exchange, we are committed to maintaining a transparent and secure environment for all users who engage with our online betting and live casino services. This Legal Disclaimer outlines the terms under which you access, interact with, and use our platform — including the website, app, and all affiliated services.
By using www.99exchange.exchange or the 99Exch mobile app, you acknowledge and agree to the disclaimers, responsibilities, and limitations outlined in this document.
This page is not a substitute for legal counsel and does not serve as financial, legal, or professional advice. Users are encouraged to consult local regulations and laws before participating in any online betting or gaming activities.
General Information Only
The information presented on 99Exchange, including all website content, in-app text, FAQs, and promotional material, is provided solely for informational and entertainment purposes. It is not intended to serve as:
- Legal advice
- Financial or investment guidance
- Professional counseling or consultation
While we strive to keep all details accurate and up to date, 99Exchange makes no warranties or guarantees — express or implied — about the completeness, reliability, or applicability of any content for your individual circumstances.
Use at Your Own Risk
By using this platform, you acknowledge that you are solely responsible for evaluating the risks associated with online betting or casino play. Any decisions you make based on the content or services offered by 99Exchange are made at your own discretion and risk.
We do not assume any liability for losses, damages, or legal consequences arising from the use of the platform or the interpretation of its content.
No Guarantee of Winnings
99Exchange offers opportunities to win real money through betting and live casino games. However, it is essential to understand that there is no guarantee of profit or return on any activity conducted through our platform.
All Games Involve Risk
Whether you are participating in cricket betting, roulette, Teen Patti, or any other game offered on 99Exchange, outcomes are determined by chance, skill factors (where applicable), and dynamic external conditions.
Winning is never assured, and losses are a natural possibility in all forms of betting.
Proceed with Caution
- Only play with money you can afford to lose
- Never consider betting as a primary source of income
- Set personal limits and follow responsible gaming practices
99Exchange is not liable for any financial losses incurred through the use of our platform.
Personal Responsibility
It is your responsibility to understand the risks, odds, and potential outcomes of each game before placing any real-money stakes. All choices made on the platform are voluntary and made at your own risk.
Jurisdictional Legality
While 99Exchange operates under a valid license from Curacao eGaming, the legality of using our platform varies based on your location. Online betting and casino regulations differ widely across countries and even within regions of the same country — including India.
Licensed by Curacao
99Exchange is a globally accessible platform, legally registered and licensed in accordance with international gaming laws set by the Government of Curacao. This license authorizes us to offer betting and casino services in jurisdictions where such activities are legally permitted.
Local Laws Apply
We do not claim legality in every country or region. You, as the user, are solely responsible for:
- Understanding your local laws
- Ensuring that using 99Exchange is permitted in your jurisdiction
- Complying with any applicable betting or gambling restrictions in your area
India-Specific Note
While we accept users from India, online betting is not uniformly legal across all Indian states. Some regions strictly prohibit gambling and may take legal action against users or platforms operating in those areas.
We strongly advise Indian users to check their state-specific laws before registering or using the platform.
No Liability for Misuse
99Exchange will not be held liable for any legal consequences that arise due to use of the platform in a prohibited or restricted region. Users from such locations are advised not to access or engage with the site or app.
Platform Availability
99Exchange aims to offer 24/7 access to betting, live casino games, and account management across all devices. However, platform availability may vary depending on your geographic location, internet access, and local legal regulations.
Geographic Restrictions
Due to legal constraints, our services may be limited, restricted, or completely blocked in jurisdictions where online betting is not permitted by law. If you’re unable to access 99Exchange in your region, it may be because:
- Your location is subject to local or national bans on online gambling
- We are required by our licensing authority to restrict access
- Payment gateways or verification partners are unavailable in your area
Device & Connectivity Factors
Access to the platform may also be affected by:
- Mobile network restrictions
- Device compatibility issues
- Regional app limitations (APK-only availability for Android)
- Server outages or maintenance
We recommend users keep their apps updated and ensure a secure internet connection for the best experience.
We Reserve the Right to Restrict Access
99Exchange may block, suspend, or limit platform access to users:
- From prohibited regions
- Engaged in fraudulent activity
- Violating our Terms & Conditions
These decisions are made to uphold compliance, user safety, and platform integrity.
Responsible Usage is Required
To ensure a safe, legal, and trustworthy environment, 99Exchange requires all users to follow responsible and ethical usage practices. Our platform is intended for entertainment only, and misuse of our services is strictly prohibited.
Who Can Use 99Exchange?
You are eligible to use our platform only if you:
- Are 18 years or older
- Reside in a jurisdiction where online betting is permitted
- Use the platform for yourself and not on behalf of others
- Have completed KYC verification with valid identification
- Are mentally and financially capable of engaging in real-money games responsibly
Misuse Will Lead to Action
Any of the following actions may result in account suspension, reporting to legal authorities, or a permanent ban:
- Creating multiple fake accounts
- Using someone else’s ID or bank details
- Encouraging underage gambling
- Attempting to manipulate game outcomes or platform features
- Participating in money laundering or fraud
Use With Self-Control
We encourage all users to:
- Set personal time and spending limits
- Avoid chasing losses
- Take regular breaks
- Never treat gambling as a way to earn a living
For full guidance, please visit our Responsible Gambling page.
Account Responsibility
At 99Exchange, each user is fully responsible for their account activity, login credentials, and interactions with the platform. When you register and create an account, you agree to maintain the integrity, security, and lawful use of that account at all times.
Protect Your Credentials
It is your responsibility to:
- Keep your login ID and password confidential
- Avoid sharing account access with others
- Use secure devices and networks while logging in
- Immediately report any suspicious activity or unauthorized access
99Exchange is not liable for any losses or misuse resulting from your failure to protect your login credentials.
Single User – Single Account
Each user is permitted to create and maintain only one account. Creating multiple accounts for any reason — including bonuses, bypassing restrictions, or using alternate identities — is strictly prohibited and may lead to:
- Account bans
- Frozen winnings
- Legal action
Keep Your Information Accurate
All personal and financial information linked to your account must be:
- Authentic
- Up to date
- Verifiable during KYC checks
Providing false details can result in account closure and loss of access to funds.
Shared Devices Warning
If you use a shared device (e.g., in a family or public setting), ensure your account is properly logged out after each session. You are responsible for any activity performed under your account, even if someone else accesses it without your permission.
No Liability for Third-Party Links
While using 99Exchange, you may encounter links, buttons, or redirects that lead to external websites or third-party services — such as payment gateways, KYC verification platforms, or game providers. These third-party services operate independently of 99Exchange and are not governed by our policies.
External Services Are Not Under Our Control
We do not own or manage any third-party websites or services you may access from our platform. This includes but is not limited to:
- UPI, NetBanking, or crypto payment portals
- SMS/email verification providers
- Affiliate promotions or bonus offers
- External helpdesk chatbots or communication channels
Proceed at Your Own Risk
If you choose to interact with third-party platforms:
- Review their privacy policy, terms of service, and user safety measures
- Ensure the website is authentic before submitting sensitive data
- Understand that 99Exchange is not liable for any data loss, fraud, delay, or damage arising from those interactions
No Endorsement Implied
The presence of third-party links on our website or app does not imply endorsement, partnership, or recommendation. These are provided for convenience, and any transactions made outside our platform are entirely at your own discretion
Disclaimer on Software & Technical Glitches
While 99Exchange strives to deliver a seamless and uninterrupted experience across web and mobile platforms, we do not guarantee that the service will always function without errors, bugs, or downtime.
Technology Can Fail
Like any digital platform, 99Exchange may occasionally experience:
- Server maintenance or overloads
- Delayed odds or market updates
- Glitches in live game visuals
- Interruptions in deposit/withdrawal processes
- Issues due to slow or unstable internet connections on the user’s side
Use the Platform With Awareness
99Exchange is not liable for:
- Bets placed during system lags or disconnections
- Technical errors that affect bet outcomes or game functionality
- Winnings lost due to system bugs or internet failures
- Device-specific issues (e.g., app compatibility, storage limitations)
Our Commitment to Fixing Issues
In the event of a confirmed technical issue:
- Affected bets may be voided or settled as per platform rules
- Duplicate transactions will be reviewed for fairness
- System updates will be released to minimize recurrence
We advise users to report bugs immediately via our 24×7 support team, including screenshots or detailed descriptions for quicker resolution.
Compliance with Licensing Authority
99Exchange operates under a verified license issued by Curacao eGaming, one of the most recognized international regulatory authorities for online betting and casino platforms. Our compliance with this license ensures that we uphold the highest standards of fairness, transparency, and user protection.
What Our License Means for You
Being licensed under Curacao eGaming means:
- We follow strict operational guidelines for betting and casino platforms
- All games and systems must pass fair play audits and software validation
- User identities and financial transactions are handled with encryption and KYC verification
- We must have clear terms, policies, and responsible gaming tools in place
Transparent & Auditable Operations
As a licensed operator, 99Exchange is subject to:
- Routine compliance checks by regulatory bodies
- Anti-fraud and anti-money laundering (AML) controls
- Dispute resolution protocols to protect users
- Accountability for any breach of operational conduct
Commitment to International Standards
Whether you’re accessing 99Exchange from India or abroad, our licensing ensures that:
- The platform runs under legally authorized practices
- You’re using a service backed by official oversight, not a rogue or unregulated site
We remain committed to maintaining full regulatory compliance and upholding our responsibilities as a trusted global platform.
Policy Changes
99Exchange reserves the right to update, modify, or revise this Legal Disclaimer at any time to reflect changes in regulatory requirements, platform operations, or user expectations. We are committed to maintaining transparency with our users when such changes occur.
When Do We Update This Policy?
This policy may be changed:
- To comply with new or updated laws in relevant jurisdictions
- To adapt to technological improvements or platform upgrades
- In response to user feedback or legal interpretations
- When adding or modifying features on the website or app
How Will You Be Notified?
When a change is made:
- The “Last Updated” date at the bottom of this page will be revised
- Significant changes will be highlighted within the platform
- You may receive an email or app notification prompting you to review updates
Your Continued Use = Agreement
By continuing to use 99Exchange after updates are published, you accept and agree to the revised terms. If you do not agree with the updated disclaimer, you must stop using the platform immediately.
Legal Contact Information
If you have any questions, concerns, or require clarification about this Legal Disclaimer or any other legal aspect of your interaction with 99Exchange, our compliance and legal support team is available to assist you.
How to Reach Us for Legal Inquiries
- Email: legal@99exchange.exchange
- WhatsApp (24×7 Support): [+91-XXXXXXXXXX] (For immediate concerns)
Business Address: (For regulatory use only)
99Exchange Compliance Team,
Willemstad, Curaçao
[Registered under Curacao eGaming License]
For Law Enforcement or Legal Authorities
We respond to all legitimate inquiries from government agencies and legal bodies, provided they are submitted with appropriate documentation and follow standard international due process protocols.
Privacy & Confidentiality
All communications related to legal matters will be handled with utmost discretion and in compliance with applicable data privacy laws.